"We Win or Your Money Back"
How can you lose? You have a traffic ticket. You know the fine is bad enough, but the points loss and the probable increase in your insurance premiums will be a killer. Right?
BEWARE When you see ads from some paralegal claiming years of traffic court experience offering you a guaranteed no win, no cost deal
Know this: Win or lose in court, you still have to pay the agent's fees up front in full.
So what do these offers really mean?
What does "win" mean? What does "money back or free" mean?
If you think it means a complete dismissal of the charges with no fine, no points and no record to raise your insurance rates, You are dead wrong.
If you think that if you get convicted, you will get your money back? Good luck collecting your refund. It is not going to happen.
They will tell you that if they get the fine or points reduced, that is a win. Generally that is very easy to do. The crown will almost always accept a deal to save court time and trade a reduced charge or fine for a quick guilty plea.
Traffic court hearings are very informal. Deals and discounts are the order of the day. If you have any sort of half decent reason, you can get your fine reduced.
Crowns and judges and your agent just want to get through the cases on their list and go home They will usually make any deal which will save them time.
You may actually be completely innocent, but the courts assume the police wouldn't have charged you for nothing, so human nature being what it is, you are really presumed guilty. The police officer's word counts for a lot more than yours does in court.
You still get a conviction and a record on your driving abstract and your insurance company will definitely hear about it. That is the real world you are living in and there is little you can do about it.